Teresa Koivula

Teresa Koivula says, "Welcome"

My longevity in Real Estate is directly related to many situations. to begin with,  the the FOCUS and ATTENTION that I give MY CLIENTS.  I am focused on my Clients' Real Estate Goals and needs; from my clients time frame to nieghborhood, schools, employment, square footage, amenities and style of a home, all the way to the Value and financing options that are currently available to my clients. 

If you are not sure about nieghborhoods or nieghborhood values - we can search the market on any nieghborhood to determine the availablity of homes and the values associated with homes, currently available or those that have sold.

I am committed to helping you develop a plan that will bring you, YOUR Real Estate Success.  If you fail to plan, well, you just plan to fail... I won't let that happen. Research, Research and Research - whether you are buying or selling, the first step is to know your market and develop a plan - I have the CURRENT TOOLS to help you with your plan.

YOU are my plan.  Making sure that your needs will be met through the education, knowledge and experience that I will share with YOU.  It's about exposing the options that you have available regarding your Real Estate decisions.I won't expect you to know all there is about Real Estate, but I will work hard to make sure you have the same knowledge that I do.

I also believe that all things ARE possible, for those who believe.

Welcome,

Teresa Koivula

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CENTURY 21 Gilderman & Associates, Inc.

Duluth, MN   -  218.722.8221